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INFORMATION ABOUT HOW DEBT REVIEW WORKS:

If you are over indebted, i.e cannot pay all your monthly living expenses and debt repayments, we will negotiate reduced payments with your creditors and then you will instead make 1 reduced payment per month to a Payment Distribution Agency - which will distribute the funds to your creditors.

Debt Review is Not the same as a Consolidation Loan - it is Consolidation Without a Loan. if you are not over indebted (you can pay all your living expenses+ debt repayments) then you do not qualify for debt review.

When you are under debt review you cannot take out any further loans or credits until you have completed your debt review.

AUTHORISED NCR DEBT COUNSELLORS
REG NO: NCRDC49

 

 

 
 


 


Privacy Policy

Terms and Conditions

 

National Credit Regulator

Online Assessment by Consumer for Debt Review in terms of section 86 of the
National Credit Act. Note: You make no commitment by simply filling out the form

Filling out the form:
** When entering figures/numbers, please DO NOT enter any COMMAS or
PUNCTUATIONS.
** When you have completed the form Press "PREVIEW" at the bottom, then
press "SEND". 
**IMPORTANT: Refer to the Information about Debt Review on your Left

ONLINE ASSESSMENT FOR DEBT REVIEW
(Note: This is not a Loan or Credit Card Application)

*Full Name and Surname:

If you are applying with a partner we will take his/her details when we have
received your application.

*Your ID Number:

*Gender (M/F):

*Marital status:

*Type of Marriage (COP,ANC,etc):

*Contact telephone no
:

*Contact email
:

*Name of employer:

*No. of Dependants supported in Household:

PART 2: INCOME

*NET Household Income (After all deductions):
R

PART 3: MONTHLY EXPENSES (Exluding Bonds and Car loans - you will list them
in PART 4 below)
Food:
R
Property Rental:
R
Municipal Rates (where property is owned):
R
Utilities (i.e water, electricity):
R
Transport (where essential for work):
R
Medical expenses:
R
Maintenance:
R
School Fees:
R
Telephone:
R
Clothing:
R

Insurance premiums:
R

Other essential living expenses:
R

PART 4: MONTHLY DEBT COMMITMENTS

    Creditor Name           Account No.              Tot. Debt            Monthly   
                                                                                                   Payment









10
If you have more than 10 creditors, make a note of this below.

Reasons for being over indebted / Message:

To send your details to be assessed Press below button
(Note: This is not a Loan or Credit Card Application)

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